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		<title>HUD&#8217;s new Financial Interview Tool: Will it prevent borrower problems?</title>
		<link>http://hecmworld.com/2010/07/23/huds-new-financial-interview-tool-will-it-prevent-borrower-problems/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=huds-new-financial-interview-tool-will-it-prevent-borrower-problems</link>
		<comments>http://hecmworld.com/2010/07/23/huds-new-financial-interview-tool-will-it-prevent-borrower-problems/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 20:11:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=211</guid>
		<description><![CDATA[Commentary: I read with great interest and anticipation just what our prospective borrower&#8217;s would face with HUD&#8217;s new counseling protocol which includes a Financial Interview Tool [Update: Shortly after writing this commentary the NCOA FIT &#38; Benefits Checkup are no longer available &#8230; <a href="http://hecmworld.com/2010/07/23/huds-new-financial-interview-tool-will-it-prevent-borrower-problems/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/07/23/huds-new-financial-interview-tool-will-it-prevent-borrower-problems/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>Time Magazine: Another ignorant smear piece on reverse mortgages</title>
		<link>http://hecmworld.com/2010/07/08/time-magazine-another-ignorant-smear-piece-on-reverse-mortgages/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=time-magazine-another-ignorant-smear-piece-on-reverse-mortgages</link>
		<comments>http://hecmworld.com/2010/07/08/time-magazine-another-ignorant-smear-piece-on-reverse-mortgages/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 15:15:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=183</guid>
		<description><![CDATA[I couldn&#8217;t read this &#8220;journalistic&#8221; (too use the term loosely) hit piece (Six Problems the Consumer Financial Protection Bureau Should Tackle First) and not respond. Below is my letter to the editor of Time Magazine requesting a retraction&#8230; Dear Editor, As &#8230; <a href="http://hecmworld.com/2010/07/08/time-magazine-another-ignorant-smear-piece-on-reverse-mortgages/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/07/08/time-magazine-another-ignorant-smear-piece-on-reverse-mortgages/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Did we just dodge a bullet?</title>
		<link>http://hecmworld.com/2010/07/06/did-we-just-dodge-a-bullet/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=did-we-just-dodge-a-bullet</link>
		<comments>http://hecmworld.com/2010/07/06/did-we-just-dodge-a-bullet/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 18:43:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=167</guid>
		<description><![CDATA[If a mental picture comes to mind for the reverse mortgage industry it is the character "Neo" in the Matrix leaning back impossibly as he dodges bullets in slow motion. The question is, have we as an industry just dodged a bullet with the recent approval of the $150 million... <a href="http://hecmworld.com/2010/07/06/did-we-just-dodge-a-bullet/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/07/06/did-we-just-dodge-a-bullet/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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		<title>Will HECM require credit underwriting in the future?</title>
		<link>http://hecmworld.com/2010/06/20/will-hecm-require-credit-underwriting-in-the-future/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=will-hecm-require-credit-underwriting-in-the-future</link>
		<comments>http://hecmworld.com/2010/06/20/will-hecm-require-credit-underwriting-in-the-future/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 23:25:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=139</guid>
		<description><![CDATA[Oftentimes we speed read. You know, skim across an article. We get the message but we can miss clues pointing to future trends. My reading this week on Reverse Mortgage Daily while preparing for my podcast left me a bit &#8230; <a href="http://hecmworld.com/2010/06/20/will-hecm-require-credit-underwriting-in-the-future/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/06/20/will-hecm-require-credit-underwriting-in-the-future/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>Fixed rate is popular, but is it the best loan for your client?</title>
		<link>http://hecmworld.com/2010/06/12/fixed-rate-is-popular-but-is-it-the-best-loan-for-your-client/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=fixed-rate-is-popular-but-is-it-the-best-loan-for-your-client</link>
		<comments>http://hecmworld.com/2010/06/12/fixed-rate-is-popular-but-is-it-the-best-loan-for-your-client/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 16:31:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[discussion]]></category>
		<category><![CDATA[Fixed rate]]></category>
		<category><![CDATA[HECM]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=80</guid>
		<description><![CDATA[The fixed rate HECM is wildly popular and now many banks are eliminating fees for consumers. The question is are we fully informing our borrowers about the advantages and disadvantages of the fixed versus the adjustable rate? <a href="http://hecmworld.com/2010/06/12/fixed-rate-is-popular-but-is-it-the-best-loan-for-your-client/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/06/12/fixed-rate-is-popular-but-is-it-the-best-loan-for-your-client/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Podcasts</title>
		<link>http://hecmworld.com/2010/05/19/podcasts/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=podcasts</link>
		<comments>http://hecmworld.com/2010/05/19/podcasts/#comments</comments>
		<pubDate>Wed, 19 May 2010 16:30:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=126</guid>
		<description><![CDATA[The weekly podcast that every Reverse Mortgage Originator will appreciate. Topics include current news, sales techniques, pending legislation, productivity tips and listener feedback. Keep yourself &#8220;in the loop&#8221; for all things Reverse Mortgage with this podcast. Subscribe in iTunes or &#8230; <a href="http://hecmworld.com/2010/05/19/podcasts/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FHA Wants Lenders to Police Brokers</title>
		<link>http://hecmworld.com/2010/05/09/fha-wants-lenders-to-police-brokers/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=fha-wants-lenders-to-police-brokers</link>
		<comments>http://hecmworld.com/2010/05/09/fha-wants-lenders-to-police-brokers/#comments</comments>
		<pubDate>Mon, 10 May 2010 03:21:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Top Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=81</guid>
		<description><![CDATA[The Federal Housing Administration, the government agency that insures a bigger and bigger portion of home loans, plans to rely more heavily on lenders to police mortgage brokers. The changes will put more of the onus on lenders to make sure there &#8230; <a href="http://hecmworld.com/2010/05/09/fha-wants-lenders-to-police-brokers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/05/09/fha-wants-lenders-to-police-brokers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>New HUD Counseling Requirements</title>
		<link>http://hecmworld.com/2010/01/19/new-hud-counseling-requirements/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=new-hud-counseling-requirements</link>
		<comments>http://hecmworld.com/2010/01/19/new-hud-counseling-requirements/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 15:55:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Videos]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=117</guid>
		<description><![CDATA[Webinar Rebroadcast: HUD Counseling Requirements: 1/7/10 from Reverse Fortunes on Vimeo.]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/01/19/new-hud-counseling-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Regulators Propose Guidance on Reverse Mortgage Products</title>
		<link>http://hecmworld.com/2010/01/12/financial-regulators-propose-guidance-on-reverse-mortgage-products/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=financial-regulators-propose-guidance-on-reverse-mortgage-products</link>
		<comments>http://hecmworld.com/2010/01/12/financial-regulators-propose-guidance-on-reverse-mortgage-products/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:52:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Past Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=79</guid>
		<description><![CDATA[The Federal Financial Institutions Examination Council (FFIEC), on behalf of its members, released proposed guidance today on reverse mortgage products. The guidance is designed to help financial institutions ensure that their risk management and consumer protection practices adequately address the &#8230; <a href="http://hecmworld.com/2010/01/12/financial-regulators-propose-guidance-on-reverse-mortgage-products/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2010/01/12/financial-regulators-propose-guidance-on-reverse-mortgage-products/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Isn&#8217;t it time for a change?</title>
		<link>http://hecmworld.com/2009/12/11/isnt-it-time-for-a-change/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=isnt-it-time-for-a-change</link>
		<comments>http://hecmworld.com/2009/12/11/isnt-it-time-for-a-change/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 16:34:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Past Stories]]></category>

		<guid isPermaLink="false">http://hecmworld.com/?p=78</guid>
		<description><![CDATA[We are living in a world where ethics, integrity and honor have been replaced by greed, apathy and selfishness. Our hero’s have fallen. Our politicians are corrupt. Our cities and schools are crumbling. It’s time to draw a line in &#8230; <a href="http://hecmworld.com/2009/12/11/isnt-it-time-for-a-change/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://hecmworld.com/2009/12/11/isnt-it-time-for-a-change/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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