What Kind of Leader Are You?


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leader-heroIt’s easy to criticize those in leadership positions. However, we should each consider and acknowledge the fact that each of us are leaders in our own right. You may be leading a sales team, a volunteer group, a sports team or your own children and family. The question is, what kind of leader are you?

Our society is in a leadership vacuum as many prefer to stand along the sidelines and lament the failings of so-called leaders in business, politics or religious circles. The good news is that you can help fill that void of leadership in a unique and powerful way, as a servant leader. Servant leadership requires strength. Weak leaders rely on bullying, shaming, and name-calling. Strong leaders rely on building consensus and seeking to get others to engage in a cause.

Here are a few traits of servant leaders.

1. Listening. Servant leaders have the strength and self-confidence to seek…

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The Value of Small Talk


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reverse mortgage newsWhen I reflect on my most successful and profitable sales I’ve closed there is one common denominator. Small talk. In our take-charge, Type-A personality world many have forgotten or even avoid small talk. The question is are we missing out?

Sales are built on more than need, they are built on relationships. Can you imagine living in a world without small talk? How would we size up someone we just met? How can we uncover a person’s dreams, goals…

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Enduring Despite the Circumstances


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reverse mortgage newsIt’s no secret. No matter how you slice it our industry is in a state of flux. The truth is negative situations present themselves to us all the time. Even worse negative attitudes can linger long after an upsetting event has ended. The trick is how do we manage our emotions and attitude.

A wise friend of mine said, “I don’t get upset about things I can’t control”. I wish I had that phrase in my head last summer when…

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Lessons from In-N-Out Burger


If you live in the western states, chances are you’ve heard about In-N-Out Burger. For those in other regions perhaps they recall the honorable mention in the hit film The Big Lebowski. Regardless there are several lessons we can learn from In-N-Out? From a burger joint, you may say? Yes!

Although limited in its geographic footprint, In-N-Out Burger has become somewhat of a cultural phenomenon. How much so? Two weeks ago my friend from Queens, New York was visiting my wife and I for his yearly vacation. What’s the first question he always asks as we leave the airport? “When can we go to In-N-Out?”

I’m a firm believer that there are lessons to be gleaned from every industry that applies to us as reverse mortgage professionals. Here are just a few we can borrow from In-N-Out that won’t give you indigestion.

Focus

In-N-Out bucks the fast-food trend…

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Serving vs. Selling


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reverse mortgage newsLet’s face it, older homeowners can get a reverse mortgage from any qualified lender. In fact, some may never have to sit face to face with a loan officer. Also, the reverse mortgage has become increasingly like it’s traditional cousin, the forward mortgage. The truth is anyone can attempt to sell a reverse mortgage but fewer have mastered the art of serving.

With reverse mortgage becoming increasingly commoditized it is important for us to move from selling to serving our prospective borrowers.

Here are a few thoughts that come to mind.

1. Don’t put the cart before the horse. Try this the next time you speak with a potential borrower. Instead of launching into the features, benefits and particulars of the reverse mortgage do this…

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How to Deal with Criticism


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I have yet to meet a person who warmly embraces or seeks out criticism, yet each of us must deal with criticism throughout our lives. How can we effectively deal with criticism and leverage it to our advantage?reverse mortgage news

Some of the strongest individuals I know are those who are able to receive criticism. How can each of us better receive and process criticism we receive professionally or personally? Consider these points.

1. Check your self esteem. When we are beaten down and tired our self esteem suffers leaving us vulnerable to responding in a defensive manner. Be mindful of your present state of mind when receiving criticism. When we are feeling good about ourselves we are better prepared to respond in a productive way.

2. No response may be the best response. Not all criticisms warrant a personal response from you. Why?

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7 Questions That Predict Your Success


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Success. Its definition reaches far beyond our income, position, and responsibilities. For some success is achieving the freedom to live the life they want, while for others it hinges on their professional recognition. Do you want to know if you will be successful in the future? If so, ask yourself these questions. Welcome to Friday’s Food for Thought, brought to you by Open Mortgage, where better is possible.

reverse mortgage news1. Do I share my goals?. We’ve heard for years that sharing our goals helps increase accountability, however, some studies have shown quite the opposite. In a recent TED Talk “Keep your goals to yourself”, Derek Sivers said that sharing your goals can lead to a social reality that tricks the mind into feeling you’ve already met your goal. It boils down to less talking and more doing until after the fact.

2. Am I stubborn?. The world and those around it are constantly seeking to impose its will on you. “The question is whose will does prevail in the end? Stronger will power is the results of…

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What is Conscious Living?


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Six Keys to Intentional Living


reverse mortgage newsWhat is conscious living? It is the intentional practice of creating the life we want through a series of decisions. Perhaps a better way to define this mindset is to describe what it isn’t. Choosing a career based on money alone. Choosing a partner based primarily on looks. Buying a home based on the image you want to project or what others have. Today we will reveal several keys to living a conscious life.

Conscious living is truly the process of creating a custom tailor-made lifestyle. Here are some tips to begin creating your conscious life. .

1. Ask yourself what you want. It’s surprising just how many people either don’t know what they want or are afraid to express their wants, needs, and…

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Lunch: The Golden Hour


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How to Leverage the “Golden Hour”


reverse mortgage newsYou groggily gulp coffee as you head out the door to your car and jump on the interstate hoping for an uneventful commute. As you enter your office your pulse quickens as your stack of paperwork and voicemail light flashes greeting your return. The unrelenting pace of our workday continues through the early evening hours. In the rush, you most likely missed an important midday appointment: lunch. Welcome to Friday’s Food for Thought brought to you by Open Mortgage, where better is possible.

For most of us, the daily grind of the workweek repeats itself like a broken record. It’s not so much a pessimistic statement but a realization that our days are chock full of repetitive tasks and activities. This regimen will wear any professional down slowly. With this in mind, most of us are missing out a valuable mid-day opportunity to reboot, lunch.

Here are some ways to leverage your daily lunch break for renewal, perspective, and efficiency.

1. Plan ahead. Each Friday schedule your following week’s potential lunch…

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Declare Your Independence


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7 Ways to Declare Your Independence


This coming Monday our nation will celebrate Independence Day, better known as July 4th, the historic day when the newly formed United States declared their autonomy from Great Britain. Beyond national independence and sovereignty, how can we become more independent individuals?independent2

Even as a spouse, employee or group member independence is not only desirable, it is an indispensable trait that each of us can develop, nurture and protect. Here are seven ideas for each of us to become more independent.

1. Act the Part. You may not always feel confident in a given situation, but that doesn’t mean you cannot act confidently. As I’ve often heard, ‘walk into the room like you belong there’. Confidence opens doors and often elicits respect from those you encounter.

2. Have a plan. If you don’t have a plan then you have forfeited your independence to be controlled by the whims of other’s desires, circumstances, and daily demands. If you don’t have a plan someone else has one for you, thus making you dependent.

3. Form good habits. Plans should lead to the development of …

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