Why doesn’t the federal government promote the Home Equity Conversion Mortgage”? Since the program was created partly to help reduce dependence on assistance programs like Medicaid shouldn’t they promote this FHA-insured loan more aggressively?
Continue readingThe Retirement Double-Whammy
Here are two forces that will squeeze retirees retirement savings pushing many to return to work or look to other assets…
Continue readingThe Most-Feared Loan in America
Today I’ll share a story about one of the most feared loans in America that has been disparaged, slandered, misunderstood, and attacked by pundits, radio and TV hosts, financial planners, and even mortgage professionals…
Continue readingHas the Housing Crash Been Canceled?
Has the housing market crash been canceled? That is the question many real estate and mortgage professionals are asking after a year of housing crash predictions have failed to materialize- at least nationwide
Continue readingHow Asset Blindness Hurts Older Homeowners
Asset blindness is reducing older Americans’ quality of life and standard of living. For some it means working into perpetuity- for others, it’s retiring with a lower standard of living than they had in their working years.
Continue readingThe Inheritance Illusion
The expectations of older homeowners when willing their home to their children is often an illusion.
Continue readingHave decades of HECM reforms worked?
Have decades of HECM reforms had their desired effect? We examine key HECM policy changes, their impact, and effectiveness.
Continue readingRetirees could face a perfect storm of economic conditions.
There are growing concerns among economists that the U.S. could be heading into a perfect storm of economic conditions.
Continue readingWill young adults need a reverse mortgage to buy a home?
With home affordability at a historic low younger home shoppers may need a reverse mortgage to qualify…
Continue readingModern retirement problems require modern solutions
Society is still clinging to a retirement model that no longer exists
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