2022 Outlook for the HECM & Housing Market

Housing market projections and HECM market impacts

To say the housing market was crazy in 2021 may be an understatement. Last year’s frenzied pace of home sales, refinances, and equity withdrawals had all the energy of a sugared-up 8-year-old. However, there are signs that the sugar high is fading. Planned interest rate hikes, buyer fatigue, and economic uncertainty- each is poised not to crash but rather slow the pace of home appreciation.

Crazy may be fun for the moment, and certainly, it’s an opportunity for home sellers to pocket some handsome profits, but it’s certainly not a foundation for stability or long-term growth. Thanks to an average home price increase of 18% nationally in 2021…

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