Where Do We Go from Here?
Will we see a substantial reduction in new applicants without the Standard Fixed Rate? We may not. Here's why...
Shannon Hicks
The Investment Trap
There are some things in life we’ve already paid for with money, time, energy or effort. We can fall into one fallacy based solely on what we've already invested...
Seniors Do Have Choices to Reduce Risks
Are the risks to reverse mortgage borrowers a result of independent choices or a result of a the loan itself?
Become a Jedi Master of Time…
Time. Rich, poor, powerful or not we all are have the same number of hours and minutes in a day. Much of our professional and personal success is derived from HOW we manage it. So just how do some accomplish more...
A Paradigm Shift in Home Equity
A Paradigm Shift in Home Equity has begun. The iconic American dream and home ownership have become so intertwined it is difficult to separate the two.
Making the Complex Simple…
The reverse mortgage is deceptively simply to the casual observer and even loan professionals. As we know under the surface the product is quite complex.
New Bill Would Grant FHA Authority to Make Changes
The newly introduced “HECM Stabilization Act of 2013”, or Senate Bill 469, would give FHA the Congressional authority to make sweeping changes to the federally-insured reverse mortgage program.
Wrong-Headed Assumptions
Assumptions are mental shortcuts we take to save us time and energy but they may in fact be hurting our business and personal lives. Many of these assumptions are...
