Realistic Optimism? No matter how you slice it, HECM endorsement volumes are down- significantly. The first quarter of 2019 has 48% fewer endorsements than Q1 2018. Even when factoring in the lagging endorsements from the late 2018 rush to beat October 2, 2017, HECM changes– the trend is undeniable. HECM
Understanding Senior Behavior Children who become caregivers for their aging parents often find themselves facing behavioral changes. Sometimes seemingly overnight, or perhaps occurring more gradually, their once calm, loving parent becomes blunt, even mean — or possibly quite fearful. But it isn’t only adult children as caregivers who may notice
Year-End Ideas for Your Senior Clientele In music, a grace note is considered “non-essential,” an ornamental embellishment — yet something about it distinguishes the piece, or the composer would have omitted it. It’s the same with a signature piece of jewelry or a personalized flourish on gift wrap: the effort
Last week we looked at new ways seniors are demystifying rather than denying death, and how smart pre-planning can help families mitigate conflict once the HECM recipient dies. What happens when a reverse mortgage client is approaching the end? One option many might overlook for easing their passage is hospice. For
Movers can make or break someone's initial happiness. And it's not just a matter of how well they wrap the china...
How do you set smart boundaries when your adult child asks to move back home — with the grandkids?
My mother died from congestive heart failure in January 2014, as discussed in this post on awakening to grief. That was when her organs finally shut down and the medical establishment was able to “pronounce” death. In reality, after unsuccessful heart valve surgery in early December, it was only a