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What if they’re wrong?

Shannon HicksAugust 23, 2019August 22, 2019

by Shannon HicksAugust 23, 2019August 22, 20191251

When common knowledge & the status quo are wrong History is replete with examples of when commonly accepted wisdom was flat out wrong. Remember the doctors who treated an ailing President George Washington with bloodletting- so much so that they hastened his demise? What about the use of home

October changes?

Shannon HicksAugust 19, 2019August 19, 2019

by Shannon HicksAugust 19, 2019August 19, 20190372

Take the survey and make your best guess It’s that time of year when we hold our collective breath in the hopes that HUD will be gentle when it comes to enacting further changes to the Home Equity Conversion Mortgage. There have been reports that the Financial Assessment has reduced

Lower interest rates have erased most of 2017 PLF cuts

Shannon HicksAugust 19, 2019August 20, 2019

by Shannon HicksAugust 19, 2019August 20, 20194 787

Record-low LIBOR rates and competitive margins erase most of 2017 PLF reductions Dan Hultquist of Finance of America Reverse returns for another exclusive interview; this time discussing how a record low-interest-rate environment do erase most of the impact of the October 2017 PLF reduction and much more.

What will you do next?

Shannon HicksAugust 16, 2019August 15, 2019

by Shannon HicksAugust 16, 2019August 15, 20191351

Reacting is normal but what’s next? When the stock market tanks 800 points in one day or your family doctor tells you that your recent bloodwork is concerning you naturally react to a stressful situation. The Greeks and early Stoics called this ‘phantasiai’, or the immediate impression you form. The

Fatalism- a failed philosophy

Shannon HicksAugust 13, 2019August 12, 2019

by Shannon HicksAugust 13, 2019August 12, 20192 343

Avoiding fatalism Fatalism is tricky. One for its meaning being widely misunderstood and two for how pernicious it is to those who have unwittingly embraced it. While its name may engender some confusion, fatalism does not mean one eagerly awaits death- however it may be the death of hope, achievement,

HECMs vs. Equity-Sharing

Shannon HicksAugust 12, 2019August 9, 2019

by Shannon HicksAugust 12, 2019August 9, 20190544

Could fractional real estate be the future for older homeowners looking to tap their equity? If you stick around long enough in the mortgage business you’ll eventually see trends repeat themselves. No, we’re not talking about your bell-bottom jeans from 1978, but rather a return of the concept of

Finding the win

Shannon HicksAugust 9, 2019August 8, 2019

by Shannon HicksAugust 9, 2019August 8, 20194 419

Finding the small advantage for a win Do you remember a time when facing certain defeat you found a way to pull out a win? An inconspicuous, unnoticed, and seemingly unimportant detail that shifted the tide into your favor?

Why he didn’t let his mom get blinds…

Shannon HicksAugust 6, 2019August 7, 2019

by Shannon HicksAugust 6, 2019August 7, 20190604

It all began with window coverings The story is etched in my memory. My friend Eric recounted last year how his mother had told him about her plans to get new window-coverings throughout the house and why he told her to cancel her next appointment. We’ll get to that in

Lower interest rates have erased most of 2017…

HECMs vs. Equity-Sharing

The HECM’s outlook to be shaped by 3…

Mitigating Bad Press & Borrower Misfortune

Featured

What if they’re wrong?

October changes?

Lower interest rates have erased most of 2017 PLF cuts

What will you do next?

Fatalism- a failed philosophy

HECMs vs. Equity-Sharing

Finding the win

Why he didn’t let his mom get blinds…

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