E651: The HECM as a Stand-Alone Product

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The HECM as a stand-alone loan or part of an integrated retirement plan?

The practice, almost without exception, is to deliver HECMs as a stand-alone. HECM reverse mortgage lenders are barred by HUD rule from delivering HECMs in conjunction with…” Jack Guttentag, AKA ‘The Mortgage Professor’ asks if how HECM loans are being sold is serving the best interests of retirees..

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