Threats Seen & Unseen
Are we missing the signs of tangible threats to our potential borrowers?
Aging
Reframe the Game
Reimagining the “R” Word Retirement. It’s no longer a “retreat” from life (if it ever was). As we’ve explored multiple times, people are retiring later or downshifting from full time to part time employment, or moving into a consulting role or some other line of work, rather than simply leaving
Social Security Insecurity
Social Security & an IPA Pressing The Reset Button: The Gap Years As human lifespan climbs steadily towards the century mark, Social Security is only one — and woefully inadequate — means of funding a lengthening retirement period. In fact, we’re in the midst of creating second-stage work lives, or
When it’s time for an expert
Our Mother’s Keeper We’ve discussed it before, but it bears repeating, especially because seniors themselves are often loath to admit they’re growing older: there are certain situations where it’s wise to get expert guidance before a reverse mortgage client or prospect may actually “need” it. Here are four areas where
Cars that Will Drive Miss Daisy — By Themselves
The emerging self-propelled or “robocars” lend new meaning to the word automobile — and may be the answer to aging drivers’ diminished capabilities to safely navigate behind the wheel, say Joseph Coughlin and Peter Diamandis. While Coughlin focuses on the importance of consumer education to spur adoption of the new
Want A Grandchild? Rent One.
Picture this: your elderly HECM client has always adored youngsters, but he and his dear wife, who married late in life for their era, never had children. So there are no grandchildren to spoil, either. Or, perhaps they have grandchildren — who live far away, across the country or across
Engaging Ways to Work Past 65
Retiring at age 65 is so early 20th century — when people were lucky to even live to 65. Today, when we may have an entire generation’s worth of days to enjoy after age 65, retirement age is arbitrary. A lot has to do with how much we love what
The New “Nesters”: Not Empty, Not Full, Just Right
In the past, granny units weren’t typically inhabited by grannies. Most such units served as an income source for the homeowner, and were rented out to twenty-somethings who were getting their feet wet in the job market. Or, in more recent economic times, to people of all ages who need
