Changes

Are you prepared?

Shannon Hicks
 Every effort and action you make counts. Here’s why…        “Misfortune weighs most heavily on those who expect nothing but good fortune.” Those are the words of Seneca the philosopher. He also said, “Luck is what happens when preparation meets opportunity.” Dang! This guy could have

Pending HECM Changes: The Industry Waits

Shannon Hicks
 Proposed changes linger after Congressional hearing As one commenter on HECMWorld put it ‘The HECM program got through the hearing all but unscathed’. Very true considering our long history of continued reductions in Principal Limit Factors and restrictions on how proceeds are distributed. That being said, we have several

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