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hecm policy changes

HECM Changes: For Better or Worse?

Shannon Hicks
by Shannon Hicks3 1109
Do Recent HECM Changes Help or Hurt our Industry & Consumers? Certainly one could argue that the recent changes to the federally-insured reverse mortgage have improved the reputation of the program in the eyes of financial planning professionals and the media alike. While additional consumer protections are admirable, do the
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The Shrinking HECM?

Shannon Hicks
by Shannon Hicks4 1425
Challenges to HECM Growth & Measuring Success Reverse mortgage endorsement volumes have continued their slide after a brief recovery. Despite the increased acceptance of the press and financial planning community and the ever-growing need of soon to be retirees, the Home Equity Conversion Mortgage industry finds itself challenged to grow.
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More HECM Changes Coming…

Shannon Hicks
by Shannon Hicks9 1444
[vimeo id=”167351240″ width=”625″ height=”352″] More Changes for HECM on Horizon from HUD If you think the dust has finally settled in the wake of numerous HECM changes, think again. HUD announced their intention to codify recent program changes while also adding new consumer protections to the federally-insured Home Equity Conversion
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HECM: A Mortgage or Social Program?

Shannon Hicks
by Shannon Hicks12 1931
Is the federally-insured reverse mortgage a social program or a mortgage loan? The question should be addressed as it goes to the heart of recent program changes, restrictions and requirements. While few argue the HECM program is a social program many often lament that the loan no longer serves the
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