Industry Outlook

FHA Commissioner doing ‘deep dive’ to isolate source of HECM losses The following commentary does not represent the official position of Reverse Focus, Inc.   Last October just days after the agency enacted substantial cutbacks to the Home Equity Conversion Mortgage, HUD Secretary Ben Carson spoke before the House of

Fees, lending ratios (PLFs), and market growth The following commentary does not represent the official position of Reverse Focus, Inc. You don’t have to the read industry blogs to know that reverse mortgage volumes are in retreat, not only from the historic levels, but even from the previous year. Recent

Fees, lending ratios (PLFs), and market growth The following commentary does not represent the official position of Reverse Focus, Inc. Since the housing and economic crash nearly 10 years ago our industry has valiantly labored to not only increase reverse mortgage acceptance and loan volume but also adapt to a

What is the biggest risk to the HECM? It may be hiding in plain sight...

Despite challenges there is reason for measured optimism If you’ve been originating reverse mortgages for longer than a few weeks or paying attention to recent developments you’ve probably felt the impact of our collective dependence on a singulargovernment-insured loan and heard the dire warnings of a continued decline in loan