Interest Rates

Podcast E636: Are HECM Refinances a sign of a healthy market?

Shannon Hicks
Unable to use the embedded player? Listen here. Is the HECM Refi boom a sign of a healthy market?  Historically-low interest rates have pushed up HECM-to-HECM refinances to nearly one-third of all loan volume. Originators share their thoughts on what the refi boom means for our industry. Other Stories: Canada’s

‘Unfrozen’ LIBOR rate hits historic low- Exclusive interview with Dan Hultquist

Shannon Hicks
Dan Hultquist explains why the 10-year LIBOR rate was frozen and how lenders and originators can best prepare This week we interview Dan Hultquist with Understanding Reverse. Dan explains what happened behind the scenes in the Intercontinental Exchange (ICE) that prevented a 10-year LIBOR swap rate from being published, what

Lower interest rates have erased most of 2017 PLF cuts

Shannon Hicks
 Record-low LIBOR rates and competitive margins erase most of 2017 PLF reductions Dan Hultquist of Finance of America Reverse returns for another exclusive interview; this time discussing how a record low-interest-rate environment do erase most of the impact of the October 2017 PLF reduction and much more.  

Rate hike, equity sharing, divorce, and family loans

Shannon Hicks
Despite challenges there is reason for measured optimism HECM originators in the state of Connecticut have their own October surprise.  The state’s governor signed into law Senate Bill 150 which goes into effect October 1st, 2018. It requires that prospective borrowers receive HECM counseling and provide a certificate of completion

The Sky Is Not Falling with Interest Rate Hikes

Shannon Hicks
Interest rate hikes are here. How to cope? The Federal Reserve has already increased the benchmark federal funds rate and has telegraphed their intention for additional hikes this year. Do reverse mortgage lenders and borrowers need to worry? Be careful what you wish for. Monetary policy dictates that as the

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