Interest Rates

Lower interest rates have erased most of 2017 PLF cuts

Shannon Hicks
 Record-low LIBOR rates and competitive margins erase most of 2017 PLF reductions Dan Hultquist of Finance of America Reverse returns for another exclusive interview; this time discussing how a record low-interest-rate environment do erase most of the impact of the October 2017 PLF reduction and much more.  

Rate hike, equity sharing, divorce, and family loans

Shannon Hicks
Despite challenges there is reason for measured optimism HECM originators in the state of Connecticut have their own October surprise.  The state’s governor signed into law Senate Bill 150 which goes into effect October 1st, 2018. It requires that prospective borrowers receive HECM counseling and provide a certificate of completion

The Sky Is Not Falling with Interest Rate Hikes

Shannon Hicks
Interest rate hikes are here. How to cope? The Federal Reserve has already increased the benchmark federal funds rate and has telegraphed their intention for additional hikes this year. Do reverse mortgage lenders and borrowers need to worry? Be careful what you wish for. Monetary policy dictates that as the

Big Changes Ahead in 2017

Shannon Hicks
3 reasons why you should expect big changes in 2017 The political landscape changed with a sudden seismic shift felt across the world. Domestically the impacts of a new populist, small government philosophy may manifest themselves in a variety of ways that will impact reverse mortgage lending this year. Slashing

Interest Rate Cliffhanger

Shannon Hicks
[vimeo id=”139756544″ width=”625″ height=”352″] The Potential Impacts When the Fed Raises Interest Rates It’s been a cliffhanger of sorts. The U.S. economy appears to be recovering yet their are fundamental issues that are not resolved. In the wake of the financial crisis of 2009 interest rates have been held at

Do Rising Interest Rates Trigger Slower Home Appreciation?

Shannon Hicks
As loan interest rates rise banks & lender’s refinance business will dwindle forcing them to loosen lending standards to compete for potential borrowers. While this mostly applies to traditional mortgage lending relaxed lending standards result in more qualified buyers increasing housing demand and prices alike. uses cookies to improve user-experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Cookies View Policy

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