Interest Rates

Negative Interest Rates?!

Shannon HicksDecember 21, 2020December 20, 2020

by Shannon HicksDecember 21, 2020December 20, 20202 2058

Without audience targeting are Google Ads Dead? Think again… Early this month Google announced new restrictions for targeting specific audiences. The restrictions apply to content related to housing, employment, credit, and those who are disproportionately affected by societal biases. The news of these restrictions created quite a stir among

5 Reasons to be Excited!

Shannon HicksSeptember 28, 2020September 28, 2020

by Shannon HicksSeptember 28, 2020September 28, 20202 1297

In the early spring, you may have been ‘locked down’ working remotely in response to the COVID-19 pandemic and caught a case of cabin fever in the process. Perhaps you over-indulged in binge-watching Netflix to pass the time you would have typically spent going out to social functions. Regardless of

Podcast E636: Are HECM Refinances a sign of a healthy market?

Shannon HicksSeptember 21, 2020September 18, 2020

by Shannon HicksSeptember 21, 2020September 18, 20202 1052

Unable to use the embedded player? Listen here. Is the HECM Refi boom a sign of a healthy market? Historically-low interest rates have pushed up HECM-to-HECM refinances to nearly one-third of all loan volume. Originators share their thoughts on what the refi boom means for our industry. Other Stories: Canada’s

‘Unfrozen’ LIBOR rate hits historic low- Exclusive interview with Dan Hultquist

Shannon HicksMay 24, 2020May 27, 2020

by Shannon HicksMay 24, 2020May 27, 20205 2343

Dan Hultquist explains why the 10-year LIBOR rate was frozen and how lenders and originators can best prepare This week we interview Dan Hultquist with Understanding Reverse. Dan explains what happened behind the scenes in the Intercontinental Exchange (ICE) that prevented a 10-year LIBOR swap rate from being published, what

Lower interest rates have erased most of 2017 PLF cuts

Shannon HicksAugust 19, 2019August 20, 2019

by Shannon HicksAugust 19, 2019August 20, 20194 2319

Record-low LIBOR rates and competitive margins erase most of 2017 PLF reductions Dan Hultquist of Finance of America Reverse returns for another exclusive interview; this time discussing how a record low-interest-rate environment do erase most of the impact of the October 2017 PLF reduction and much more.

Housing Market & Interest Rate Changes

Shannon HicksJuly 8, 2019July 8, 2019

by Shannon HicksJuly 8, 2019July 8, 20193 1742

What recent changes in the housing market and mortgage interest rates mean for HECM lenders We rarely discuss what is happening in the traditional mortgage market. Yet the larger overall mortgage market and prevailing 30-year mortgage rates have a direct impact on reverse mortgage borrowers and our industry at

Rate hike, equity sharing, divorce, and family loans

Shannon HicksJune 17, 2018June 15, 2018

by Shannon HicksJune 17, 2018June 15, 201811451

Despite challenges there is reason for measured optimism HECM originators in the state of Connecticut have their own October surprise. The state’s governor signed into law Senate Bill 150 which goes into effect October 1st, 2018. It requires that prospective borrowers receive HECM counseling and provide a certificate of completion

As GDP Rises, Interest Rates Will Follow

Shannon HicksDecember 29, 2017December 29, 2017

by Shannon HicksDecember 29, 2017December 29, 20173 1336

As the nation's GDP increases interest rates are sure to follow. How can the HECM industry respond?

HECMs could go mainstream if Congress does this

It’s time to lose the Reverse Mortgage Shame

What the HECM is happening?!

Home prices must drop in these markets. Here’s…

Interest Rates

Negative Interest Rates?!

5 Reasons to be Excited!

Podcast E636: Are HECM Refinances a sign of a healthy market?

‘Unfrozen’ LIBOR rate hits historic low- Exclusive interview with Dan Hultquist

Lower interest rates have erased most of 2017 PLF cuts

Housing Market & Interest Rate Changes

Rate hike, equity sharing, divorce, and family loans

As GDP Rises, Interest Rates Will Follow

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