retirement planning

Retirement planning requires a solution-based approach

Shannon HicksAugust 28, 2017August 28, 2017

by Shannon HicksAugust 28, 2017August 28, 20171379

“It’s ironic that the biggest source of wealth is locked up in bricks & mortar…” While more financial professionals are embracing the HECM, ironically our cousins across the pond seem to better grasp the concept of home equity management and its role in funding retirement. Is today’s choice of retirement

Using a HECM Instead of Long-Term Care Insurance

Shannon HicksJune 19, 2017June 16, 2017

by Shannon HicksJune 19, 2017June 16, 20171324

One Financial Planner Suggests Two LTC Insurance Alternatives If you were to eavesdrop on a typical meeting with someone in their 50’s with their financial advisor, chances are you would here the sensible advice to purchase long term care insurance. This practical recommendation is rooted in the fact that nearly

A Perversion of the HECM?

Shannon HicksSeptember 6, 2016September 2, 2016

by Shannon HicksSeptember 6, 2016September 2, 201632 942

AARP Frowns Upon Strategic Use of HECM in Portfolio Management Creativity unlocks potential markets and opens up possibilities. It also makes you a target of critics. In recent years the long overlooked principal limit growth factor (or as many refer to it as the line of credit growth rate) has

Transitioning Into Retirement

Amara RoseMay 10, 2016May 9, 2016

by Amara RoseMay 10, 2016May 9, 20161374

8 Ways to Ease the Shift Everybody talks about being retired, but less common is the in-between period when you may no longer be working full-time, yet are not what you might consider “senior” (especially as this definition keeps getting revised upwards!). How can you help the reverse mortgage clients

The Year of the Financial Advisor?

Shannon HicksFebruary 1, 2016January 28, 2016

by Shannon HicksFebruary 1, 2016January 28, 20161200

[vimeo id=”153422448″ width=”625″ height=”352″] Slow & Steady Growth Depends on Partnering with Financial Professionals Since the housing and economic crash of 2008 our industry has had its collective eye focused on the horizon seeking for signs of a significant rebound in reverse mortgage volume. Despite earlier predictions we have come

One Partner Retires, the Other Doesn’t

Amara RoseOctober 13, 2015October 19, 2015

by Amara RoseOctober 13, 2015October 19, 20153 353

The New Retirement (Part 2): One Partner Retires, The Other Doesn’t Last month we examined when retirement makes sense in terms of competency. But what if your reverse mortgage prospect(s) are perfectly competent, yet one half of the couple is planning to retire while the other wants to keep working?

The Future of Aging Well

Amara RoseJune 22, 2015June 22, 2015

by Amara RoseJune 22, 2015June 22, 20150292

There is the matter of how societal expectations affect where older adults live, which makes the changing senior living landscape a bright field for the reverse mortgage industry. As we're exploring, the desire to age in place is expanding into ever more creative ways to age in community, which may

Retired – Or Retooled?

Amara RoseJanuary 13, 2015January 13, 2015

by Amara RoseJanuary 13, 2015January 13, 20157 546

Today's retirees can retire and retool, in any number of ways. If they haven't yet done so, it's helpful for those approaching or in retirement to take a long look at how they might use their skills and experience for others' benefit — or to enhance their own later years.

All that USA Today got wrong about reverse…

Home appreciation slowing- This Week’s RM News

The HECM CBO report, politics & Congress

BREAKING: The CBO proposes 4 major HECM changes

retirement planning