retirement

Lifelong Mortgages: The New Norm?

Shannon HicksSeptember 23, 2019September 22, 2019

by Shannon HicksSeptember 23, 2019September 22, 20191750

Younger borrowers are taking longer mortgages- then comes a reverse? When debt is king and aging populations are exploding across developed countries, more are finding themselves with a mortgage throughout their adult years. Lifelong mortgages may soon become the rule rather than the exception. Overall baby boomers are not

Reframe the Game

Amara RoseJune 11, 2019June 10, 2019

by Amara RoseJune 11, 2019June 10, 201911030

Reimagining the “R” Word Retirement. It’s no longer a “retreat” from life (if it ever was). As we’ve explored multiple times, people are retiring later or downshifting from full time to part time employment, or moving into a consulting role or some other line of work, rather than simply leaving

The Bank of Mom & Dad

Shannon HicksMarch 25, 2019March 22, 2019

by Shannon HicksMarch 25, 2019March 22, 20190616

Reverse Mortgages & parental down payment assistance [Download transcript] It’s both a demographic and social phenomena. More parents are supporting their adult children, in many instances keeping them financially afloat according to a recent article in The Financial Brand. Many reverse mortgage originators have seen their borrowers use a

Social Security Insecurity

Amara RoseFebruary 26, 2019March 21, 2019

by Amara RoseFebruary 26, 2019March 21, 20194 908

Social Security & an IPA Pressing The Reset Button: The Gap Years As human lifespan climbs steadily towards the century mark, Social Security is only one — and woefully inadequate — means of funding a lengthening retirement period. In fact, we’re in the midst of creating second-stage work lives, or

Their Nest Egg is Gone. Now What?

Amara RoseFebruary 12, 2019March 21, 2019

by Amara RoseFebruary 12, 2019March 21, 201901059

We looked at some of the country’s oldest retirees, who found their callings and joy late in life and want to keep working for pleasure as well as profit. But what happens when you’ve saved and planned for retirement — and then the rug beneath your feet morphs into a

Older Homeowners Facing 3 Risks

Shannon HicksFebruary 11, 2019February 11, 2019

by Shannon HicksFebruary 11, 2019February 11, 20190823

Download the January Top 100 HECM Lenders Report Even retirees who saved for retirement are at risk Older American homeowners may want to take a second look at all their retirement options sooner than later. Retirees who have saved for their retirement may find themselves challenged more specifically in

Engaging Ways to Work Past 65

Amara RoseOctober 23, 2018October 22, 2018

by Amara RoseOctober 23, 2018October 22, 20183 942

Retiring at age 65 is so early 20th century — when people were lucky to even live to 65. Today, when we may have an entire generation’s worth of days to enjoy after age 65, retirement age is arbitrary. A lot has to do with how much we love what

Don’t Save Too Much

Shannon HicksSeptember 10, 2018September 10, 2018

by Shannon HicksSeptember 10, 2018September 10, 20181927

Ironically current government limitations on retirement savings only stymie retirement preparedness while at the same time the need for retirees to tap their home equity increases.

Why is the HECM a niche product?

Researchers present HECM fixes last week

Reforms may hinge on Actuarial Report

Politics, Gridlock & CFPB Enforcement

retirement

Lifelong Mortgages: The New Norm?

Reframe the Game

The Bank of Mom & Dad

Social Security Insecurity

Their Nest Egg is Gone. Now What?

Older Homeowners Facing 3 Risks

Engaging Ways to Work Past 65

Don’t Save Too Much

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