A recent AARP survey finds that retirement is increasingly becoming a luxury.
Continue readingRetirement is becoming a luxury
Appraisal bias protections and the HECM
Appraisal bias protections are extended to HECM applicants who may request a…
Continue readingHUD curtails some H4P concessions
Many older American homeowners now find themselves stuck in their homes being unable to…
Continue readingAging in Place or Stuck in Place?
Many older American homeowners now find themselves stuck in their homes being unable to…
Continue readingAARP: Rising Rates Hit Reverse Mortgage Payouts
Industry expert, author, and founder of Understanding Reverse contributed a column to Housing Wire’s Reverse Mortgage Daily that reveals two often overlooked facts about the HECM’s expected rate used to determine the federally insured reverse mortgage’s principal limit.
Continue readingTwo things most reverse pros don’t know about the expected rate
Industry expert, author, and founder of Understanding Reverse contributed a column to Housing Wire’s Reverse Mortgage Daily that reveals two often overlooked facts about the HECM’s expected rate used to determine the federally insured reverse mortgage’s principal limit.
Continue readingKicking & Screaming
A Bear market and inflation may force retirees to tap into other assets
Continue readingPodcast E647: Revision Improves HECM’s Economic Net Worth by $7B
Unable to use the embedded player? Listen here.
Revision Improves HECM’s Economic Net Worth by $7B
One industry observer noted a difference between HUD’s Annual Report to Congress and the actuarial review of the HECM in FHA’s insurance fund. Here’s how a $7 billion difference was found and why.
Other Stories:
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FHA & HECM Loan Limit Increased again: Some cheer others express concern
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NASDAQ: The Early Retirement Dilemma: To Work or Not to Work?
Forbes: ‘How Heirs Should Handle A Reverse Mortgage After Death’
All Reverse Mortgage’s CEO Michael Branson penned another excellent column in Forbes- this time addressing how heirs and adult children can transfer a HECM property to the new owner and what paperwork is needed to ‘walk away’ from the home and the outstanding mortgage balance.
[READ FULL ARTICLE HERE]
HECM reforms the focus of Congressional hearing

Recent improvements, racial targeting, and some surprising suggestions
Despite the impeachment drama in our nation’s capital, the House Financial Services Committee’s hearing on the HECM was held as scheduled. It shows that some Congress members view of the HECM has evolved and some interesting proposals were put forth from the expert witnesses…
Documents referenced:
“Preventing Foreclosures on Seniors Act of 2019” [DRAFT]
A bill to conform HECM lending limits with FHA area limits
