The 10-80-10 Rule

The 10-80-10 Rule


Look around your company, the nonprofit you’re volunteering in, or just about any group and you’ll find the 10-80-10 rule at work.

 

The Ultimate Guide to Fridays!


There are times when things feel hopeless. Like the world is crashing down around us. Times when negativity eclipses the light of any positive developments. It is times like these when one is tempted to cave in and embrace hopelessness. Truth be told much of our angst comes from our false notions of the extent we control things that happen to us.

10 Things to do Every Friday

10 things to do every Friday

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TGIF! Oh, how we cherish the end Fridays. Forbes reports that the typical businessperson is 20% less productive on Fridays than on a typical Monday. Well, here are 10 ways to buck that trend and reinvigorate, transform or just simply make your last day of the workweek that much better!

  1. Clear your inboxes – An overflowing email inbox is an open invitation to forgetting to respond to important messages. Take half an hour and decide which one of the ‘Four Ds’ you’ll apply to each message. Do it (if it takes 5 minutes or less), Delete it, Delegate it (forward to another team member), or Defer It to another day. Over the last decade, one of the most effective techniques I’ve used is Inbox Zero. You can check it out here.
  2. Consider starting your Fridays earlier so you ensure you leave the office on time. I’ve been using a split schedule over the last year and it’s boosted my productivity. Most days I start work at 5:45 am, finish by 8:30 am, work out, and start the second half of the workday by 9:30. Find what works for you.
  3. Review next week’s schedule. Time block your current and upcoming projects or tasks that take longer than 15 minutes. Schedule time for recurring activities such as outgoing sales calls, networking with other professionals, loan status calls with applicants and recurring meetings.
  4. Review your accomplishments. There’s nothing wrong with admiring your work. Look back at what you achieved. Doing this not only ends the week on a positive note but may spur ideas for other ventures.
  5. Prepare email drafts. If you have some pending emails that will require a detailed response, begin capturing your thoughts now before they fade from your memory. Outline the most important elements and save your draft email.
  6. Schedule lunch with another professional in your area. The goal is to see and be seen. Make your presence known and build rapport with others in your city who may be able to make referrals.
  7. Set boundaries. Ensure your team knows if or when you’ll respond to emails or calls over the weekend. For many they let the work sit until Monday and that’s fine. Just make sure everyone knows when to expect a response from you. An email autoresponder on Fridays may do the trick, but make sure you turn it off when you return Monday.
  8. Clean your desk. Returning Monday to an orderly workspace helps reduce the sense of chaos that Mondays often bring. Stack, file, wipe down, or dust. Just get ‘er done.
  9. Say goodbye. If you’re still working in a physical office with coworkers make it a practice to say goodbye or ‘have a nice weekend’. This brings a sense of closure to the week.
  10. Don’t work late. Respect yourself, your family, and others by respecting yourself by leaving at a set time most Fridays. Sure there will be exceptions but the rule should be to switch gears into the weekend on time.

*11 (Bonus): Watch our weekly video series Friday’s Food for Thought. This segment is typically lighthearted and focuses on motivation, productivity, inspiration, and practical business tips.

What would you add to your to-do list for Fridays? Share your ideas in the comment section below.

Just one more thing


“I’ll take my family on a nice vacation once I make enough money.”  “I’m going to create a killer marketing plan that will grow my help me close more loans.”

These are just a few examples of the rationalizations for why we’re doing the things the way we are and avoiding the work required to reach our goals.

You may not have the money for a family cruise, but you may be able to take your family on a weekend getaway and not break the budget in the process. An imperfect business plan is better than nothing. Why not put pencil to paper and begin with a rough outline?

Truth be told, it’s the little things that often yield the best results. Taking 15 minutes without distractions to sit with your partner, child, or colleague to ‘check-in’ maybe ‘just one more thing’ but it may be the most important thing for them that day. Our lives have an overabundance of ‘just one more thing’ to do. The trick is to confront our tasks as if they were the last thing we will do.

What’s most important at this very moment? Taking a moment to give a sincere compliment? Inviting over your friend who’s overwhelmed to simply sit and relax in your backyard? Calling your widowed borrower to see how they’re faring during the pandemic? Is it shutting down your email and silencing your cell phone to make 15 outbound sales calls?

Each of us knows what that ‘just one more thing’ is. The question is what will we do without for the moment to make it happen?

When every day is Groundhog Day


Jack Reacher is tough, resourceful, and relentless. These are qualities any reverse mortgage professional can benefit from. That’s what came to mind reading the book “Jack Reacher’s Rules“…